Our reach as on June 2010
- States - 17
- Branches - 1,550
- Members - 27,72,960
- Staffs - 8,048
- Loan disbursed for the month -
Rs. 312crores - Loan outstanding - Rs. 1,589 crores
States & Branches over the last 4 years
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Products & Services
| No | Loan Product | Loan Amount | Tenure/Repayment frequency | Effective Rate of Interest |
|---|---|---|---|---|
| 1 | Suchana (Micro Loan) |
Rs. 1,000.00 - Rs. 25,000.00 Subsequent increase- upto Rs. 5,000.00 |
12 months, weekly installments |
18.97% &
23.56% * |
| 2 | Srishti (Micro Enterprise Loan) |
Rs. 25,000.00 - Rs. 50,000.00 Subsequent increase- upto Rs.10,000.00 |
12 months, weekly installments | 18.97% |
| 3 | Samriddhi (Micro Small and Medium Enterprise Loan) |
Rs. 1,00,000.00 - Rs. 3,00,000.00 Subsequent increase- upto Rs. 50,000.00 |
12/18 monthly installments | 17.97% |
| 4 | Suraksha (Micro Health Loan) |
Rs. 1,000.00 - Rs. 5,000.00 |
50 weekly installments | 17.97% |
* Effective ROI 18.97% is charged in West Bengal and states in north east and effective ROI 23.56% is charged in the other parts of the country.
Other Guidelines
- Loans are sanctioned for supporting and enabling the members for undertaking Income Generating activities.
- Both husband and wife are covered under insurance.
- No penalty in case of default.
- No prepayment charges.